Investments

Each fund that we operate has specific guidelines that dictate the investment decisions made by that fund. Our investments are intended primarily to be for no more than a term of 24-36 months, ensuring reasonable liquidity and ability to respond to changing market conditions. For certain funds, such as those targeting long-term returns in foreign markets, investment horizons may be longer than 24-36 months.

We are very conscious of the need for diligent risk management. That is why there is such a good due diligence process in place, designed to protect our Members and minimize any risk that may exist on any particular investment.

All deals are thoroughly vetted through a rigorous due-diligence process that involves initial screening; in-depth investigation; review by the Deal Flow Committee; and, on larger deals, presentation to the Membership. Potential investment deals come to the Club from many sources including our alliance partners and network of contacts, organizations and associations to which it belongs, the website, and Members.

Revenue for the Club is derived from three primary sources:
(1) Interest, dividends & capital gains earned on investments
(2) Membership fees
(3) Educational fees

(1) Investment Revenue

The three primary investment emphasis for the UIN membership is publically traded equities, realestate and forex. The secondary investment emphasis is on private placements and venture capital.

If the company is a micro-cap, ie., a company with a valuation of less than $25 Million, the Corporation will only invest in private placements if the corporation's investment is only a small part of syndicated investment along with other venture capital companies.

In the small-cap market, we are diligent to ensure that micro-cap companies have enough capital to execute their business plan and, for this reason, we partner with larger funds that can further finance any additional capital needs.

We will be opportunistic and, from time to time, invest in other market opportunities, such as secured corporate bonds and factoring diamonds. . However, this shall never exceed 20% of the value of the fund without the prior approval of the shareholders of the corporation.

(2) Membership Fees

Shareholders are automatically Members of the investment Club and, as such, pay an initial membership of fee in the amount of $1,000. This one-time membership fee is for lifetime membership, and this membership fee assists the Club in defraying the overhead expenses associated with new Member acquisition, operating expenses, filing and regulatory fees, etc.

(3) Educational Fees

While there is an educational component to Club meetings that is included in the Membership fee, from time to time, the Company will organize seminars and special educational events to which shareholders may choose to attend at their option. The Company will charge an admission fee and may also sell tickets to the public. In such cases, Members are always offered a preferred discount rate for all events, ensuring ongoing value to the Membership.

Another unique concept of our organization is that the funds are not charged a Management Fee or Management Expense Ratio, as you would see in any Mutual Fund or other managed fund arrangement. Instead, we operate our education division separately, and strive to pay all operating expenses of the funds from this separate revenue stream. As a result, the returns earned by our Members are not eroded by management fees and expenses as with most other investment vehicles.